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| Jan 12, 2009
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Saturday's Kansas City Star carried an article* with the headline: |
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| In this article the author writes that as more and more pink slips are being handed out more and more workers are losing their health coverage with their jobs. She pointed out something we all know: "Laid-off workers cannot afford to pay the temporary continuation of their health insurance through COBRA coverage." The Labor Department recently reported that the nations unemployment rate jumped to 7.2 % in December, the highest level in 16 years. The economy lost a net total of 2.6 million jobs in 2008. | |
| The article continues: "Families USA, a consumer health advocacy organization says the average national premium cost for family COBRA coverage takes up to nearly 84% of average unemployment benefits in 2008. In Kansas and Missouri (where Allied Brokerage Services is located) the bite was 76.6% and 96.6 % respectively." |
ON-LINE
The Families USA Report : "Squeezed! Caught between Unemployment Benefits and Health Care Cost" is ouline at www.familiesusa.org. |
| How can you help the average laid-off employee through these hard times? There are several ways: | |
| 1) Short Term
Medical. If
your prospect does not have a serious medical condition Short Term
Health offers an economical option. Plans available from
Allied
Brokerage Services offer coverage for from six months to twelve months
in many states. We have a number of products from
which your client
can choose. 2) Limited Benefit Medical Products. For your prospects with very limited funds or with medical problems, these plans offer at least some coverage on an indemnity basis. Allied Brokerage Services offers a wide variety of plans from which to choose. 3) Individual Major Medical For clients who may have lost their health insurance in cost cut backs by employers or for two income families where one income has been lost and with it health insurance, Individual Major Medical offers a long term solution with a choice of great benefits. Allied Brokerage Services offers you and your prospects a plan that can be tailored to your prospects individual circumstances. Including a full service HSA administration and HDHP. E-Mail your request for a quote and product information by clicking here.* "Most laid-off workers can't afford Cobra health costs" by Julius A. Karash, The Kansas City Star, Saturday , January 10, 2009. |
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