Winter keeps dishing out the snow. In the Kansas City area we got a couple of inches Tuesday night. That and the bitter cold make getting around slow. Chemicals don't work at 7 degrees. But Mother Nature can't stop us. This kind of weather is a perfect time to see new clients. They may not be too busy and they may have the time to see you. So get on the phone, make appointments and brave the cold. It's time get out and sell!!

This week we would like to suggest several products that brokers like yourself are selling.

MED PLUS STM

Health Insurance Innovation’s Med Plus STM is the affordable solution right for you. It pays benefits like a major medical insurance plan, but for a pre determined length of time, and pays benefits up to a $2,000,000 Lifetime Maximum per Covered Person. You can select from a wide range of deductible and coinsurance options to tailor a plan to fit your lifestyle needs and budget!

Med Plus STM is ideal for those who are:

• Between jobs or laid off
• Waiting for employer benefits
• Part-time or Temporary employees
• Recently graduated
• Without adequate health insurance

Exclusive features include:

• Up to $2,000,000 Lifetime Maximum per Covered Person
• Choice of Coverage Periods of up to 6 or 12 months (12 month option is not available in all states)
• Doctors Office and Urgent Care Center Visits - $50 Co-pay (Maximum of 3 per Covered Persons)
• Choice of deductibles - $250, $500, $1,000, $2,500, $5,000, $7,500 or $10,000
• Coinsurance options of 80% or 50% up to either $5,000 or $10,000
• Freedom to choose any doctor or hospital
• Child Only Coverage available - minimum age two years old
• Foreign Travel (medical care while in a foreign country) covered up to $25,000 (After a $250 benefit deductible)
• Choose to pay premiums two convenient ways, in a single upfront payment for 30 to 180 days, or pay by convenient monthly installments

HEALTH ESSENTIAL

• Do not have adequate health insurance
• Have health insurance with high deductibles or out-of-pocket expenses
• Want to supplement the coverage you may have

• $1,000,000 Lifetime Maximum
• Guaranteed Issue for members & their spouse's ages 18 through 64, and dependent children through age 26
• Best Option pays $1,500 daily in-hospital
• Choice of $20 or $30 Co-Pay or $25, $50 or $75 for Dr's Office Visits - Any Doctor
• $10,000 for Surgery and $1,500 for Anesthesia
• Plus Lab, X-Rays, Ambulance, and ER and more.
• $2,000 Accident Medical and $10,000 AD&D
• This product can be list billed.  Call for information.
• Great Commissions.

DON'T FORGET TO ASK ABOUT THESE GREAT PRODUCTS...

Call, Fax or E-Mail your request to us today for a proposal on your next case!