Health Essential 1

HEALTH ESSENTIAL IS what you need for your:

- Uninsured Clients
- Uninsurable Clients
- Underinsured Clients
- Employers not provideing health insurance.

It is a quality Guarantee Issue Limited Indemnity Medical Insurance plan for your clients, on an individual or list bill basis.

Why Health Essential is your best choice?

Guaranteed Issue Insurance through age 64
AM Best Reports "A" rated carrier
Doctors office visits - up to $75 per visit or you can select the Doctors Office Visit benefit from an Indemnity to a $30 or $20 Co-Pay Benefit*
In-hospital benefits - up to $1,500 per day
Surgery up to $10,000
Anesthesia up to $1,500

Xray, Lab, ER, Ambulance benefits *
$2,000 Accident Medical Benefit
$10,000 AD&D
RX Drug 4 Tier Card included *
Beechstreet PPO access included
Monthly rates start at $70.50
Convenient online enrollment available
Top Commissions & NEW Agent Bonus

* The 12 month pre-existing conditions limitation does not apply to these benefits.

Health Essential Forms:

(not available in AK, CT, KS, MD, ME, NJ, NY, & VT)
Health Essential Brochures and Application

Generic Brochure and Application

Generic Brochure with Co-Pay and Application

Both of these brochures are for the states of AR, AZ, CA, CO, DC, DE, FL. GA, GA, HI, ID, IL, IN, IA, KY, LA, MA, MI, MO, MS, MT, NE, NH, NM, NC, ND, NV, OH, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, WI, WY

Health Essential Max1500
Sample Surgery Schedule

Health Essential List Bill Form

Download Adobe Acrobat Reader

Agent Contracting

You can select the NEW option to change the Doctors Office Visit benefit from an
Indemnity to a $30 or $20 Co-Pay Benefit when you apply online.