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Welcome Individual Products Critical Illness

AssurityBalance® Critical Illness pays a lump-sum benefit (that may be tax-free) upon the
first confirmed diagnosis of a covered illness or medical procedure.
Most importantly, the cash benefit is paid directly to your client – to use any way they choose!

  • Critical Ilness
  • Simplified Critical Illness
  • Freedom Access C. I.

AssurityBalance® Critical Illness Insurance


Our fully underwritten Critical Illness Insurance pays the insured at the first-ever diagnosis of 21 covered illnesses or procedures. Guaranteed renewable for life, this protection is available for individuals 18 through 64 years of age. An outstanding feature, the Return of Premium Death Benefit returns 100 percent of paid premiums (less any benefits received) to the beneficiary if the insured dies of any cause other than a covered illness.

To view and download Plan Highlights

ATTENTION: Georgia and Minnesota producers call us at 888-402-7204 ext 1 for information about this product in your state.

(Policy form CI-007)
NOTE: Product availability, rates and features may vary by state.

AssurityBalance® Simplified Critical Illness Insurance

AssurityBalance Simplified Critical Illness Insurance pays a lump-sum benefit at the first-ever diagnosis of 12 covered illnesses or procedures. Guaranteed renewable to age 75, this protection is available for individuals 18 through 59 years of age. Our Simplified Critical Illness also features the Return of Premium Death Benefit. This product also offers a short application with several health questions - no medical exams are required.

To view and download Plan Highlights

ATTENTION: Georgia and Minnesota producers call us at 888-402-7204 ext 1 for information about this product in your state.

(Policy form CI-005)
NOTE: Product availability, rates and features may vary by state.

Med Sense Guaranteed Association

Services are easy to access and are ones your and their families need, like and want!
 
Insured member benefits are:
  • Ideal as a supplement to fill deductible & coinsurance benefit gaps associated with Major Medical or STM insurance
  • $2,500 Critical Illness Benefit
  • $1,000 Emergency Room Benefit
  • $100 In-Hospital Daily Benefit
  • Optional Accident Medical Expense & Accidental Death & Dismemberment
  • Optional Careington Dental Extra Care Package

Members also save $100's or even $1,000's of dollars in discounts on services for Health, Travel and Consumer Purchases through Non-insured member benefits and services.

To learn more and quote this product

Insurance benefits are insured by Freedom Life Insurance Company of America in the states of AL, AZ, AR, CO, DE, FL, GA, IA, IL, IN, KY, LA, MI, MO, MS, NE, NV, OH, OK, PA, SC, TN, TX, VA, WV and WY Or National Foundation Life Insurance Company in the states of AK, CA, DC and MT
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