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Welcome Individual Products Disability Income

Personal Disability Income is an individual guaranteed-renewable disability income policy with a traditional definition of disability.
It's ideal for individuals in the lower to upper-middle income markets.
This policy is also perfect for small-business owners (under 100 employees), managers and/or employees.

  • Disability Income
  • Simplified Disability Income
  • Graded Benefit DI
  • Business Overhead Exp.

Century+ Individual Disability Income Insurance

Century+ Individual Disability Income is an individual guaranteed-renewable disability income policy. It's ideal for individuals in the middle income market and a variety of occupations including self-employed.

To view and download Plan Highlights

ATTENTION: California and Florida producers  or Connecticut, Hawaii, Illinois, Indiana, Massachusetts, Maryland, Minnesota, Montana, New Hampshire, New Jersey, Rhode Island, South Carolina and Virginia producerscall us at 888-402-7204 ext 1 for informaiton on Individual DI product in your state.

(Policy form I H0920)
NOTE: Product availability, rates and features may vary by state.

 

AssurityBalance® Simplified Disability Income Insurance

Simplified Disability Income is an individual guaranteed-renewable disability income insurance policy with simplified application and issue processes. It's ideal for individuals in the lower to upper-middle income markets.

To view and download Plan Highlights

 (Policy form I D0710)
NOTE: Product availability, rates and features may vary by state.

 

AssurityBalance® Graded Benefit Disability Income Insurance


Graded Benefit Disability Income is an individual guaranteed-renewable disability income policy with a traditional definition of disability and graded benefit. Monthly benefits for the duration of a disability beginning in the first policy year will be 35 percent of the non-graded monthly benefit. For the duration of a disability beginning in the second policy year, the monthly benefit will be 70 percent of the non-graded monthly benefit. The non-graded monthly benefit will be paid for total disabilities beginning in the third policy year and thereafter.

To view and download Plan Highlights

(Policy form A-D120)
NOTE: Product availability, rates and features may vary by state.

AssurityBalance® Business Overhead Expense Disability Income Insurance


Business Overhead Expense Insurance is designed to cover business operating expenses if a business’s key person becomes disabled by an accident or illness. It's intended for operations with 10 employees or less showing a $10,000 minimum net profit for the past year. The coverage includes employee salaries, utilities, rent and other expenses that are generally accepted as tax-deductible.

To view and download Plan Highlights

(Policy form A-D106)
NOTE: Product availability, rates and features may vary by state.
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