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Welcome Individual Products Short Term Medical

Are your clients...

  • Between health insurance plans?
  • College student or just graduating?
  • Need a COBRA alternativ?
  • Part-time or temporary employee?
  • Unemployed or laid off?

ALLIED Brokerage Services has a variety of STM products available for you and your clients.  They offer flexibility and choice. Our short-term medical (STM) plans give individuals and families peace of mind knowing they will have the coverage they need in case of any catastrophic events; while maintaining flexible coverage options and deductible choices. Plus, our online issuance means coverage could start as soon as the next day!

 

  • Essential PLUS STM
  • Allied STM PLUS
  • HCC Life STM
  • Secure STM

A New Short Term Medical
Underwritten by Starr Indemnity & Liability Company

 Health Insurance Innovation’s NEW Essential Plus STM is the affordable solution for those in need of shrot term medical coverage. Essential Plus STM pays benefits like a major medical insurance plan, but for a pre determined length of coverage, up to a Lifetime Maximum of $2,000,000 per Covered Person. You can select from a wide range of deductible and coinsurance options to tailor a plan to fit your lifestyle needs and budget!

Exclusive features include:

  • Up to $2,000,000 Lifetime Maximum per Covered Person
  • Choice of Coverage Periods of up to 6 or 12 months (not available in all states)
  • Doctors Office and Urgent Care Center Visits - $50 Co-pay (Maximum of 3 per Covered Persons)
  • Choice of deductibles - $250, $500, $1,000, $2,500, $5,000, $7,500 or $10,000
  • Coinsurance options of 80% or 50% up to either $5,000 or $10,000
  • Freedom to choose any doctor or hospital
  • Foreign Travel (medical care while in a foreign country) covered up to $25,000 (After a $250 benefit deductible)
  • Choose to pay premiums two convenient ways, in a single upfront payment for 30 to 180 days, or pay by convenient monthly installments

 Underwritten by:

This plan is not approved in all states. As of  2/15/10, it is approved in 30 states: AK, AL, AR, AZ, CO, DE, FL, GA, HI, IA, IL, IN, LA, ME, MI, MO, MS, NE, NM, NV, OH, OK, PA, SC, SD, TN, VA, WI, WV, WY ( New approvals daily!)

To download a brochure click here.

For contracting and to get your link for online enrollment in this plan click here.

If you have any questions about the content at this website please contact us at 1-888-402-7204 or
email sales@allied-brokerage.com.

Legal Disclaimer: This web site provides a brief description of the plan. You must be 18 years old to apply. The policy will contain reductions, limitations,exclusions, and termination provisions. Full details of the coverage are contained in policy form number AH-60001. If there are any conflicts between this document and the Policy, the Policy shall govern.

Essential Plus STM is not available in all U.S states or any other countries outside the U.S and coverage and benefits may vary by state as well. 

                                    
Allied's new Short Term Medical PLUS plan is designed to provide great short-term coverage with benefits equivalent to long-term coverage. The plan includes these great features:

  • Freedom to choose! Applicants choose a deductible and coinsurance from several available options.
  • Free ABC Discount Card which provides discounts for Rx, Dental, Vision and Hearing! Visit www.theabccard.com for more information.
  • My Health Assistant membership providing your clients 24 hour access to nurses and doctors via www.myhealthassistant.com.

With our convenient online enrollment system, getting a quote and enrolling couldn't be easier for you and your clients.

Allied Short Term Medical PLUS is available for sale in AK, AR, CO, DE, DC, FL, GA, IL, IA, IN, MD, MI, MO, NC, NE, NM, NV, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WI, WV and WY.

Carrier Information
Allied Short Term Medical PLUS is underwritten by American Alternative Insurance Corporation (AAIC).  AAIC is rated A+ (Superior) by A.M. Best Company.

HCC Life Short Term Medical

Now with NO DECLINE QUESTION!  Excellent rates and you can FIELD ISSUE when your client  applies online.   No waiting for confirmations or ID Cards, instant issue from your computer.

This is our best short term medical plan and our most competitive.

  • 6 deductible choices: $250, $500, $1,000, $2,500, $5,000 and  $7,500
  • Coinsurance of 80% or 50% up to $5,000
  • Up to $2 million lifetime benefit max per length of coverage period
  • Unique $50 Urgent Care Co-Pay Visit (deductible waived)
  • Spanish Brochures Available! (NO Proof of Citizenship required)
  • 1-12 month policy period
  • Total freedom to choose any doctor or hospital
  • Inpatient Rx

Click here to download the HCC Life STM Brochure
Click here to download the HCC Life STM 2009Spanish Brochure
Click here to download theHCC Life STM 2009 Rates
Click here to downoad the HCC Life STM 2009 Rates for ME, NH, & SD

Select the state listed below and click on "VIEW"
to view and download the HCC Life STM Application.

Click here to download Agent Contracting


HPA Secure STM

 This Short Term Medical Plan features:

  • Coverage options from 30 days up to 6 or 12 months
  • $2,000,000 benefit per person
  • Choice of deductibles - $250, $500, $1,000, $2,500, or $5,000
  • Choose any doctor or hospital
  • Eligibility up to age 65
  • Child-only coverage available
  • Insured by Standard Security Life Insurance Company of New York


 

 

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