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Value Access Guarantee
VBA Members Limited Medical
  • Guaranteed Issue for members and their spouse's ages 18 through 64. Coverage terminates at age 70.
  • Pays Indemnity Benefits – There are NO Deductibles or Co-pays
  • Pays Benefits for Doctors Office Visits, Hospitalization, ICU or CCU, Surgery, Anesthesia, Preventive Care, Emergency Room Care, Lab and X-Ray Testing, and Ambulance Services*
  • Dependent Child Coverage is available to age 21 if the child is dependent on the parent member; or to age 23 if attending an accredited school full-time.
  • Save money through access to Beech Street PPO Network
  • Or you can use your own Doctor, Hospital or Licensed Provider
  • Pays Benefits in Addition to any Other Insurance Coverage
  • Pre-existing Conditions Incurred within the 12 Month Period Preceding the Effective Date are not covered. The Pre-existing Conditions Limitation is waived under the Outpatient Doctors Office Visits Indemnity Benefit**
* This plan is not available in all states and benefit options vary by state.
** Pre-Existing Conditions: No benefits will be payable for expenses incurred as a result of a Pre-Existing Condition until coverage has been in effect under the Policy for 12 consecutive months. This Pre-Existing Conditions Limitation is waived under the Outpatient Physician Office visit Indemnity Benefit.