Voluntary Products
Voluntary Dental

Group Dental Insurance is an important employee benefit.
We have a wide variety of voluntary dental products available down to two lives.
Click on this button to download a RFP
cbg's CONFIDENT Dental is backed by the rock-solid underwriting of United HealthCare Insurance Company (UHIC).
In today's dog-eat-dog group insurance market, cbg, in partnership with UHIC, is able to offer your customers the peace of mind that comes with a 12% cap on first-year renewals. In addition, for takeover groups with at least 10 enrolled employees, all waiting periods are waived for current and new hires.
Basic Plan (In Network): 100/90/60, 80% R&C, $50 Annual Deductible, $1000 Maximum*
The following options may be available based on group size and contribution:
* The CONFIDENT Incentive PPO plan is not available in all states. We offer a passive PPO or an indemnity plan in those states where the Incentive PPO is not available.
For an RFP click on this button no census is necessary
If you want the best protection at a reasonable cost, look no further than KCL Group Benefits Voluntary Dental plan. With an easy enrollment process, quality benefits and reliable service, it’s just what your clients need.
The Voluntary Dental plan has a variety of options allowing you to build a plan that can make employees happy.
Voluntary Dental is available for groups with 10 or more employees enrolled or 20% whichever is more.
Dental plans are available in all states including District of Columbia and the US Virgin Islands except for the following: Minnesota, New Hampshire, Vermont and Wyoming
| Minimum Enrolled | ||||
| Voluntary and Contributory Groups | ||||
| Virgin No Ortho |
Virgin With Ortho |
Voluntary Takeover No Ortho |
Contributory Takeover No Ortho (100% participation) |
Takeover With Ortho |
| 2 |
10 |
6 |
6 |
10 |
This is one of the BEST VOLUNTARY DENTAL PLANS on the market. Don’t take our word for it, please take 30 seconds and review some of the benefits listed below. Most companies have some of these benefits but no one has them all. Only the Diamond Voluntary Dental Plan offers ALL of these benefits for groups from 2 lives.
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