CALL US TODAY 888-402-7204

Welcome Voluntary Products Voluntary Dental

Group Dental Insurance is an important employee benefit. 
We have a wide variety of voluntary dental products available down to two lives.
Click on this button to download a RFP

  • cbg Voluntary Dental
  • Diamond Voluntary Dental
  • IHC Voluntary Flexident
  • KCL Voluntary Dental
  • MWG Voluntary Dental

CONFIDENT Dental

cbg's CONFIDENT Dental is backed by the rock-solid underwriting of Transamerica Life Insurance Company.  There are employer paid plans down to two lives and voluntary plans down to 5 participating lives or 25% of all eligible employees.

Group CONFIDENT UHIC Dental Plan

Basic Plan (In Network): 100/90/60, 80% R&C, $50 Annual Deductible, $1000 Maximum*

The following options may be available based on group size and contribution:

  • $1250, 1500 or $2000 annual minimum
  • Elimination of waiting periods
  • Orthodontia $1000 or $1500 lifetime maximum
  • Endodontics, Periodontics and Oral Surgery in basic
  • 90% Reasonable and Customary
  • $25 Deductible

* The CONFIDENT Incentive PPO plan is not available in all states. We offer a passive PPO or an indemnity plan in those states where the Incentive PPO is not available.

For an RFP click on this button no census is necessary

 

Diamond Voluntary Dental

This is one of the BEST VOLUNTARY DENTAL PLANS on the market.  Don’t take our word for it, please take 30 seconds and review some of the benefits listed below.  Most companies have some of these benefits but no one has them all.  Only the Diamond Voluntary Dental Plan offers ALL of these benefits for groups from 2 lives.

  • No Waiting Periods
    100/80/10 1st 12 Months
    100/80/50 13th Month After
  •  $100 Lifetime Deductible - For All Classes
  • No Participation Requirement
  • Minimum of Only 2 Lives
  • Choose Any Dentist - Total Freedom of Choice
  • Calendar Maximums
    $1,000 1st Year
    $1,250 2nd Year
    $1,500 3rd Year & After
  • Orthodontics Available Down to 2 Lives

 

Choose any Dentist!
100% Usual, Reasonable, and Customary Benefits

No Deductible

TYPE I – PREVENTIVE SERVICES

Two exams per year; Two Cleanings per year; One topical fluoride per year to age 16; One series of bitewing x-rays per year

80% Usual, Reasonable, and Customary Benefits

 

TYPE II – BASIC SERVICES

Basic filings; Space maintainers; Sealants (children to age 16); Simple Extractions

  10% Usual, Reasonable, and Customary Benefits

50% after One Year

TYPE III – MAJOR SERVICES

Oral Surgery; Endodontic Treatment; Periodontic services; Crowns, inlays and onlays; Prosthetic services, bridges and dentures; One diagnostic
x-ray, full or panoramic in any 3 year period.

$100.00 Lifetime

Per Person

Lifetime deductible applies only to:

  • TYPE I – BASIC SERVICES
  • TYPE II – MAJOR SERVICES
  • TYPE III – MAJOR PROSTHETIC SERVICES

$1,000 Year 1
$1,250 Year 2
$1,500 Year 3

POLICY YEAR MAXIMUM Per person per policy year. Applies to all types of services.

 Brochure
For all States
View Brochure (PDF: 377k)


Rates
Rates apply to all States
View Rates (PDF: 277k)


   Applications 

Employer Applications
Select your state from the dropdown list below.

(PDF: 39k average)

Employee Applications
View Employee Application (PDF: 26k)


Agent Contract
View Agent Contract
(PDF: 127k)



 

IHC Voluntary Flexident

Flexident makes it simple to complete an employee benefit package with dental coverage that can be customized to suit the business’ needs as well as the employee’s budget.

Whether a business is established and looking for a plan with specific features, or is offering employees dental insurance for the first time and seeking a less expensive option, the Flexident portfolio from The IHC Group offers straightforward, easy to understand benefits.

Flexibility

When it comes to building a dental plan, one size doesn’t fit all. Flexident allows groups of five or more employees to select benefit options that meet their varying budgets and the needs of their employees.

Voluntary plans

Groups with five or more participating employees are eligible for coverage, no matter how many employees work at the business. Most voluntary plans have continuous open enrollment, which allows employees to join the plan at anytime with no late-entrant penalties or restrictions. 

To review all the options available click on this button to view and download the product brochure.

Underwritten by Madison National Life Insurance Company, Inc. and Standard Security Life Insurance Company of New York. Madison National and Standard Security Life are members of The IHC Group, an insurance organization composed of Independence Holding Company (NYSE:IHC) and its operating subsidiaries.

KCL Voluntary Dental

Quality protection. Low cost.

If you want the best protection at a reasonable cost, look no further than KCL Group Benefits Voluntary Dental plan. With an easy enrollment process, quality benefits and reliable service, it’s just what your clients need.

The Voluntary Dental plan has a variety of options allowing you to build a plan that can make employees happy.

Voluntary Dental is available for groups with 10 or more employees enrolled or 20% whichever is more.

 

MWG Voluntary Dental Plans

Plan Highlights:

  • The commission is level and is not reduced because of group size
  • Several commission percentages to choose from
  • No Excluded Employer Groups
  • Quotes for any size group, 2 or more
  • Rates for groups of 2 to 200 enrolled
  • Takeover or new groups
  • Employer paid or voluntary
  • No census required for groups 2 to 200 enrolled
  • No participation percentage on voluntary plans
  • Flexible plan designs
  • Dual Option Plans Available
  • E-Billing (Internet Billing) is now available through MorganWhite Administrators
  • Section 125 Document Package, no charge when the MWG Dental Plan is enrolled

Product Availability:

Dental plans are available in all states including District of Columbia and the US Virgin Islands  except for the following: Minnesota, New Hampshire, Vermont and Wyoming
 

Minimum Enrolled
Voluntary and Contributory Groups
Virgin
No
Ortho
Virgin
With
Ortho
Voluntary
Takeover
No Ortho
Contributory
Takeover No
Ortho (100%
participation)
Takeover
With
Ortho
2
10
6
6
10

 

*