Group Dental Insurance is an important employee benefit.
We have a wide variety of voluntary dental products available down to two lives.
Click on this button to download a RFP
cbg Voluntary Dental
Diamond Voluntary Dental
IHC Voluntary Flexident
KCL Voluntary Dental
MWG Voluntary Dental
CONFIDENT Dental
cbg's CONFIDENT Dental is backed by the rock-solid underwriting of Transamerica Life Insurance Company. There are employer paid plans down to two lives and voluntary plans down to 5 participating lives or 25% of all eligible employees.
Group CONFIDENT UHIC Dental Plan
Basic Plan (In Network): 100/90/60, 80% R&C, $50 Annual Deductible, $1000 Maximum*
The following options may be available based on group size and contribution:
$1250, 1500 or $2000 annual minimum
Elimination of waiting periods
Orthodontia $1000 or $1500 lifetime maximum
Endodontics, Periodontics and Oral Surgery in basic
90% Reasonable and Customary
$25 Deductible
* The CONFIDENT Incentive PPO plan is not available in all states. We offer a passive PPO or an indemnity plan in those states where the Incentive PPO is not available.
For an RFP click on this button no census is necessary
Diamond Voluntary Dental
This is one of the BEST VOLUNTARY DENTAL PLANS on the market. Don’t take our word for it, please take 30 seconds and review some of the benefits listed below. Most companies have some of these benefits but no one has them all. Only the Diamond Voluntary Dental Plan offers ALL of these benefits for groups from 2 lives.
No Waiting Periods
100/80/10 1st 12 Months
100/80/50 13th Month After
$100 Lifetime Deductible - For All Classes
No Participation Requirement
Minimum of Only 2 Lives
Choose Any Dentist - Total Freedom of Choice
Calendar Maximums
$1,000 1st Year
$1,250 2nd Year
$1,500 3rd Year & After
Orthodontics Available Down to 2 Lives
Choose any Dentist!
100% Usual, Reasonable, and Customary Benefits
No Deductible
TYPE I – PREVENTIVE SERVICES
Two exams per year; Two Cleanings per year; One topical fluoride per year to age 16; One series of bitewing x-rays per year
80% Usual, Reasonable, and Customary Benefits
TYPE II – BASIC SERVICES
Basic filings; Space maintainers; Sealants (children to age 16); Simple Extractions
10% Usual, Reasonable, and Customary Benefits
50% after One Year
TYPE III – MAJOR SERVICES
Oral Surgery; Endodontic Treatment; Periodontic services; Crowns, inlays and onlays; Prosthetic services, bridges and dentures; One diagnostic
x-ray, full or panoramic in any 3 year period.
$100.00 Lifetime
Per Person
Lifetime deductible applies only to:
TYPE I – BASIC SERVICES
TYPE II – MAJOR SERVICES
TYPE III – MAJOR PROSTHETIC SERVICES
$1,000 Year 1
$1,250 Year 2
$1,500 Year 3
POLICY YEAR MAXIMUM – Per person per policy year. Applies to all types of services.
Flexident makes it simple to complete an employee benefit package with dental coverage that can be customized to suit the business’ needs as well as the employee’s budget.
Whether a business is established and looking for a plan with specific features, or is offering employees dental insurance for the first time and seeking a less expensive option, the Flexident portfolio from The IHC Group offers straightforward, easy to understand benefits.
Flexibility
When it comes to building a dental plan, one size doesn’t fit all. Flexident allows groups of five or more employees to select benefit options that meet their varying budgets and the needs of their employees.
Voluntary plans
Groups with five or more participating employees are eligible for coverage, no matter how many employees work at the business. Most voluntary plans have continuous open enrollment, which allows employees to join the plan at anytime with no late-entrant penalties or restrictions.
To review all the options available click on this button to view and download the product brochure.
Underwritten by Madison National Life Insurance Company, Inc. and Standard Security Life Insurance Company of New York. Madison National and Standard Security Life are members of The IHC Group, an insurance organization composed of Independence Holding Company (NYSE:IHC) and its operating subsidiaries.
KCL Voluntary Dental
Quality protection. Low cost.
If you want the best protection at a reasonable cost, look no further than KCL Group Benefits Voluntary Dental plan. With an easy enrollment process, quality benefits and reliable service, it’s just what your clients need.
The Voluntary Dental plan has a variety of options allowing you to build a plan that can make employees happy.
Voluntary Dental is available for groups with 10 or more employees enrolled or 20% whichever is more.
MWG Voluntary Dental Plans
Plan Highlights:
The commission is level and is not reduced because of group size
Several commission percentages to choose from
No Excluded Employer Groups
Quotes for any size group, 2 or more
Rates for groups of 2 to 200 enrolled
Takeover or new groups
Employer paid or voluntary
No census required for groups 2 to 200 enrolled
No participation percentage on voluntary plans
Flexible plan designs
Dual Option Plans Available
E-Billing (Internet Billing) is now available through MorganWhite Administrators
Section 125 Document Package, no charge when the MWG Dental Plan is enrolled
Product Availability:
Dental plans are available in all states including District of Columbia and the US Virgin Islands except for the following: Minnesota, New Hampshire, Vermont and Wyoming
Minimum Enrolled
Voluntary and Contributory Groups
Virgin
No
Ortho
Virgin
With
Ortho
Voluntary
Takeover
No Ortho
Contributory
Takeover No
Ortho (100%
participation)
Takeover
With
Ortho
2
10
6
6
10
Diamond Voluntary Dental Plan
Thursday, 21 January 2010 17:33
Diamond Voluntary Dental
This is one of the BEST VOLUNTARY DENTAL PLANS on the market. Don’t take our word for it, please take 30 seconds and review some of the benefits listed below. Most companies have some of these benefits but no one has them all. Only the Diamond Voluntary Dental Plan offers ALL of these benefits for groups from 2 lives.
No Waiting Periods
100/80/10 1st 12 Months
100/80/50 13th Month After
$100 Lifetime Deductible - For All Classes
No Participation Requirement
Minimum of Only 2 Lives
Choose Any Dentist - Total Freedom of Choice
Calendar Maximums
$1,000 1st Year
$1,250 2nd Year
$1,500 3rd Year & After
Orthodontics Available Down to 2 Lives
Choose any Dentist!
100% Usual, Reasonable, and Customary Benefits
No Deductible
TYPE I – PREVENTIVE SERVICES
Two exams per year; Two Cleanings per year; One topical fluoride per year to age 16; One series of bitewing x-rays per year
80% Usual, Reasonable, and Customary Benefits
TYPE II – BASIC SERVICES
Basic filings; Space maintainers; Sealants (children to age 16); Simple Extractions
10% Usual, Reasonable, and Customary Benefits
50% after One Year
TYPE III – MAJOR SERVICES
Oral Surgery; Endodontic Treatment; Periodontic services; Crowns, inlays and onlays; Prosthetic services, bridges and dentures; One diagnostic
x-ray, full or panoramic in any 3 year period.
$100.00 Lifetime
Per Person
Lifetime deductible applies only to:
TYPE I – BASIC SERVICES
TYPE II – MAJOR SERVICES
TYPE III – MAJOR PROSTHETIC SERVICES
$1,000 Year 1
$1,250 Year 2
$1,500 Year 3
POLICY YEAR MAXIMUM – Per person per policy year. Applies to all types of services.